Health - Mass Insurance Policies
Mass Insurance Policies
Mass-insurance products are specifically designed to aim for the protection of low income people from rural and informal sectors. The low income people form a sizable part of our population and usually don’t have any health security cover. Therefore, this low value product, with an affordable premium and benefit package, is initiated to help these people to cope with and recover from common risks.
Following are the various Mass Insurance Schemes announced by Govt. of India
Mass Insurance Policies
Jan Arogya Bima Policy
The coverage is along the lines of the individual Mediclaim policy.
Universal Health Insurance Scheme (UHIS)
This policy is available to groups of 100 or more families.
Rashtriya Swasthya Bima Yojana
RSBY has been launched by the Ministry of Labour and Employment, Government of India
Pradhan Mantri Suraksha Bima Yojana
The recently announced PMSBY covers personal accident death and disability
Pradhan Mantri Jan Dhan Yojana
The scheme is aimed at including maximum number of people in the banking mainstream.